I have a forgotten Mutual Fund account that I just checked this morning and was surprised to find out that I gained P750

I have a forgotten Mutual Fund account that I just checked this morning and was surprised to find out that I gained P750! Sobrang saya ko, ibang klase. Kalat-kalat kasi mga mini funds namin and this one is from prior to us getting married pa. 

On one of Financial Wellness talks sa office, na-enganyo ako mag open ng COL Financial account and funded it ng cute amount. 

Nakalimutan ko na which product yung gusto kong gawin, nag magpapaturo sana ako kay BFF Don. Hindi ako marunong mag trade kasi talaga. So ilang months yung fund na sleeping. I wanted to pull it out na kaninang umaga kasi I was thinking of managing finances na lang muna thru mga Digital Banks (ING, CIMB, etc.). To my surprise, naibili ko pala yun ng stock ng Sunlife, at may gain ako na P750. I keep saying "gain", but am not really sure if it's the correct term. ROI? Anyway, ang saya lang. Contrary to my much older mini UITF naman, na forever lugi (-27%)!!! 

Anyway, here's a comparison of per annum interest rate why I wanted to move yung savings --

Traditional Savings (eg BDO) =  0.125%

Security Bank eSecure Savings = 1.000% (may bracket, but if 50k-99k)

High Interest Digital Bank (eg ING) =  2.5% (and while naka promo now 4% for the next 4 months)

Pero aandar talaga savings namin, kung titigilan ko na kakapadeliver via Grab Food and Food Panda! 

kthxbye

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Mini Other Kwentos of the Non-Touristy Stuff: (Getting to) Camotes Islands, Cebu

2013, First trip namin together at amateur pa ko mag plan ng itinerary.

Ang ganda sa Camotes Islands. Proud ako sa mga pag commute namin sa ibang lugar, pero ito medyo asar na asar ako, 'til now. 

So from Cebu City, nag van lang kami to Danao. Pagbaba ng van kagulo mga tryk/pedical driver dinumog mga pasahero. Medyo na-disorient ako sakanila. Pero ayun may kinausap kaming isa, and ihatid kami sa port - kontrata P150. NAPAKA LAPIT NG BINABAAN NAMIN NG VAN SA PORT!! I made Google just now, 'di ko tanda if mismo ba sa terminal kami binaba, pero nasa mga 700 meters lang terminal to port.  

Anyway nakarating naman kami sa Camotes Islands and may guide na I made arrangements with. Hindi ko lang natanong prior yung duration ng island tour. So, yung whole day trip, pinagkasya namin sa halfday. Sayang, di namin na-enjoy yung ibang stops nang matagal and as usual nag LQ pa kami. Naiwan nya kasi swimming shorts - ayun nga rin issue pa kasi sakin, di ko rin sya na-brief kasi nga ako plan nang plan, basta sumama lang sya lol. Charge to experience. 

Medyo nakwento ko na pala to sa Camotes post ko. Pero ayun, medyo proud lang ako how far I've come when it comes sa pag plan ng mga lakad now. 

At dahil 'di nga namin na sulit, sana makabalik kami. Looking forward kasama mga kaladkarin friends, same people on our Dumaguete x Siquijor trip. 

Haaaay, pandemic please be over soon! 

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This was supposed to be a longer post but CTS is acting up Blogger is being stupid.

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Lazy post dahil ako parin 'to. I spent ridiculous amount of time mindlessly scrolling again, and YouTube hopping.

And Blogger is giving me a hard time with the fonts.

Anyway, earlier today I decided that I'll step out and run some errands. I don't know how the transportation situation is here in Bulacan. Di ko napansin nung papunta kami dahil busy looking for ATM that is not offline, has cash, and hindi mahaba pila. Error 404! From both NLEX Gasoline stations na nadaanan to the ones along the way, Pla & Pul.

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It's my bedtime but I challenged myself to write the entire week so even though I'm tad bit sleepy, here I go.

 I actually miss writing on a nice notebook with my green Pilot pen. I miss my dresser back home. My husband got me a table that was supposed to take that (GMA dresser) role but COVID happened, so the table is now my office.  

I used to always own 3 (or more) green Pilot pens - for home, office, and my purse. And like Chapsticks, I often lose the purse pen. So it gives me a little bit of pride when any of the other 2 reach the end of its life and run out of ink. And like all my other possessions, I usually drop these pens, hence the "or more" part. It's a known fact that Pilot pens get choppy when dropped. I try to replace it at once.

Yes. I got side tracked thinking about my green Pilot pens when I was supposed to be writing something with substance. 

I got nothing. 

So here's more random blabber which is also ink-related. 

I just realized that a lot my friends have tattoos. I used to want one. I kinda still do. But I fear that if I choose an artistic or pretty design, I will eventually get over it, or worse, find the design cheesy/cringey in the future. Afterall our taste changes over time. Tattoo commitment issues exist! 

On the other hand, lasers now exists! However even with that knowledge, I do not have that urge to get one. So maybe I don't really care for it? Idk.

 This is long enough. *scrolls up* 

Yup. Good enough for my future self's entertainment.

 

 

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So ayun na nga nakapag kape rin

 

Quick coffee to go from Starbucks tapos park lang sa gilid ng road sa entrance pa Vermosa para magpahangin si Toby. 

I can't collect planner stickers and now feelin a bit lost on what to get for 2021.

Perfect din kasi ng paper ng Starbucks planner; Moleskine is manipis for me and mahal. Gusto ko yung design and the (almost always) usual leather binding. Other planners kasi I see are too colorful or too plain for my liking; walang sakto lang. 

So I searched a little bit kanina and got really interested in Limelight.ph's 365 Days planner.  However I cant find where I can order online. I'll probably have to buy from a physical store, which I wanted to avoid sana.

 Anyway, I challenge myself to write this whole week. I'm flaky, but would most likely be bored the whole week so there's that. 

 

 

 

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Brewing Chika

Warm lighting, industrial interior, the aroma, & delicious coffee. 

Missing coffee dates with friends and family so much, may kasamang kirot. I miss the feeling of warm coffee cup on my hands, with the anticipation of chika from friends. 

Right around this time of the year, binubudol ko na friends for Starbucks sticker. I miss that too, yung feeling na kahit napilitan lang sila, but dahil malakas ka sakanila, napagbibigyan. 

Even my daily McDo trips with Juicy, mabilisang tawid sa Fastbyes after mag login at ang French Vanilla ni Otet. 

Hopefully soon... 

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Feeling ko malapit na ko sipagin gumawa ng Dumaguete x Siquijor x Apo Island Travel Blog

Nabura kasi yung naumpisahan ko na. Sobrang emote ko pa man din dun. Oh well.