I have a forgotten Mutual Fund account that I just checked this morning and was surprised to find out that I gained P750! Sobrang saya ko, ibang klase. Kalat-kalat kasi mga mini funds namin and this one is from prior to us getting married pa.
On one of Financial Wellness talks sa office, na-enganyo ako mag open ng COL Financial account and funded it ng cute amount.
Nakalimutan ko na which product yung gusto kong gawin, nag magpapaturo sana ako kay BFF Don. Hindi ako marunong mag trade kasi talaga. So ilang months yung fund na sleeping. I wanted to pull it out na kaninang umaga kasi I was thinking of managing finances na lang muna thru mga Digital Banks (ING, CIMB, etc.). To my surprise, naibili ko pala yun ng stock ng Sunlife, at may gain ako na P750. I keep saying "gain", but am not really sure if it's the correct term. ROI? Anyway, ang saya lang. Contrary to my much older mini UITF naman, na forever lugi (-27%)!!!
Anyway, here's a comparison of per annum interest rate why I wanted to move yung savings --
Traditional Savings (eg BDO) = 0.125%
Security Bank eSecure Savings = 1.000% (may bracket, but if 50k-99k)
High Interest Digital Bank (eg ING) = 2.5% (and while naka promo now 4% for the next 4 months)
Pero aandar talaga savings namin, kung titigilan ko na kakapadeliver via Grab Food and Food Panda!
kthxbye
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